One team for the whole of your financial life — planning, investing, and coordinating across taxes, retirement, estate, family, and the businesses and entities you own.
Services
01Financial Planning
Net-worth & cash-flow analysis
Goals-based planning
Scenario modeling & annual reviews
Education & major-purchase funding
Insurance & risk review
Coordination across tax, estate & investments
02Tax Planning
Individual & company retirement accounts
Roth conversion planning & bracket management
Proactive tax-loss harvesting & tax-aware rebalancing
Asset location across taxable & retirement accounts
Annual tax return review
State residency & relocation planning
Equity compensation — ISOs, NSOs, RSUs, ESPP, 83(b) elections, AMT planning
03Portfolio Management
Strategic asset allocation & diversification
Tax efficiency & asset location
Low-cost investments
Tax-aware rebalancing & tax-loss harvesting
Treasury & cash management
Liquidity
04Retirement Planning
Social Security collection strategy
Retirement income — withdrawal order & sequencing
Required minimum distributions & qualified charitable distributions
Medicare enrollment & IRMAA planning
05College Savings Plans
529 plans, including grades 1–12
Tax-free withdrawals for qualified education expenses
Education funding strategies
06Charitable Giving Strategies
Donor advised funds (DAF)
Gifting appreciated securities
Timing gifts around high-income years
Charitable remainder trusts (CRT) — income to you now, the remainder to charity
Charitable lead trusts (CLT) — income to charity now, the remainder to your heirs
07Estate Planning
Legacy planning
Trusts & wills — planning & execution
Family gifting & next-generation accounts
Coordination with your CPA & estate attorney
08Insurance Review
Independent review — we sell no insurance and earn no commissions
Appropriate umbrella liability coverage for your net worth
Coverage reviewed alongside your financial plan
09Real Estate & Lending Support
Real estate analysis
Sale planning — capital gains, cost basis & primary-residence exclusion
Investment property analysis — cash flow, return & concentration
1031 exchange coordination
State residency interplay
Estate coordination — titling, step-up basis & gifting
Negotiated margin rates
Mortgages through outside lenders
10Business & Entity
Complex situations & ownership structures
Entity investment accounts — LLC, partnership, trust & foundation portfolios
Family LLC & partnership portfolios — next-generation structures
Company retirement plans — 401(k), SEP, solo & cash-balance plan design
Exit & sale planning — pre-sale tax strategy, QSBS & liquidity events
Concentrated stock — diversification plans & 10b5-1 coordination
Deferred compensation planning
Owner compensation & distribution strategy
Balance-sheet strategy & oversight
Treasury & cash management
How we invest
Strategic asset allocation. Diversification. Tax efficiency. Asset location. Low-cost investments. Tax-aware rebalancing. Tax-loss harvesting. Implemented with exchange-traded funds.
Safeguards
Your assets are held in your own name at an independent qualified custodian — currently Charles Schwab & Co., Inc. — never by Conway Partners. You receive statements directly from the custodian, our fee appears transparently on them, and your accounts stay where they are.